Get Account by ID

curl --request GET \
  --url https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId} \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "id": "acc_01JMERUSDRET001",
  "createdAt": "2026-04-30T14:00:00Z",
  "updatedAt": "2026-04-30T14:00:00Z",
  "status": "ACTIVE",
  "statusReason": null,
  "currency": "USD",
  "depositReconciliationId": "prop-ct-oak-7421",
  "displayName": null,
  "availableBalance": "125000.00",
  "actualBalance": "125000.00",
  "routingPolicy": {
    "type": "RETAIN"
  },
  "depositInstructions": [
    {
      "id": "depinst_01JMERACH001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.ACH",
        "label": "ACH"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "ACH credits only."
        }
      ]
    },
    {
      "id": "depinst_01JMERWIRE001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.FEDWIRE",
        "label": "Fedwire"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Fedwire routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        },
        {
          "key": "institutionAddress",
          "label": "Institution address",
          "value": "1 Example Plaza, Springfield, IL, 62701, US",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "Include the beneficiary account number exactly as shown."
        }
      ]
    },
    {
      "id": "depinst_01JMERSWIFT001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.SWIFT",
        "label": "SWIFT"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "bic",
          "label": "SWIFT BIC",
          "value": "EXMPUS33",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        },
        {
          "key": "institutionAddress",
          "label": "Institution address",
          "value": "1 Example Plaza, Springfield, IL, 62701, US",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "International wires may take 1-3 business days to settle."
        }
      ]
    }
  ]
}

GET

accounts

{accountId}

Get Account by ID

curl --request GET \
  --url https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId} \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "id": "acc_01JMERUSDRET001",
  "createdAt": "2026-04-30T14:00:00Z",
  "updatedAt": "2026-04-30T14:00:00Z",
  "status": "ACTIVE",
  "statusReason": null,
  "currency": "USD",
  "depositReconciliationId": "prop-ct-oak-7421",
  "displayName": null,
  "availableBalance": "125000.00",
  "actualBalance": "125000.00",
  "routingPolicy": {
    "type": "RETAIN"
  },
  "depositInstructions": [
    {
      "id": "depinst_01JMERACH001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.ACH",
        "label": "ACH"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "ACH credits only."
        }
      ]
    },
    {
      "id": "depinst_01JMERWIRE001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.FEDWIRE",
        "label": "Fedwire"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Fedwire routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        },
        {
          "key": "institutionAddress",
          "label": "Institution address",
          "value": "1 Example Plaza, Springfield, IL, 62701, US",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "Include the beneficiary account number exactly as shown."
        }
      ]
    },
    {
      "id": "depinst_01JMERSWIFT001",
      "createdAt": "2026-04-30T14:00:00Z",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.SWIFT",
        "label": "SWIFT"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "accountHolderName",
          "label": "Account holder name",
          "value": "Oak Street Holdings LLC",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        },
        {
          "key": "bic",
          "label": "SWIFT BIC",
          "value": "EXMPUS33",
          "copyable": true
        },
        {
          "key": "routingNumber",
          "label": "Routing number",
          "value": "123456789",
          "copyable": true
        },
        {
          "key": "institutionName",
          "label": "Institution name",
          "value": "Example Bank N.A.",
          "copyable": true
        },
        {
          "key": "institutionAddress",
          "label": "Institution address",
          "value": "1 Example Plaza, Springfield, IL, 62701, US",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "International wires may take 1-3 business days to settle."
        }
      ]
    }
  ]
}

Authorizations

Authorization

string

header

required

Bearer token authentication, for client-server calls.

Send the access token issued by POST /v1/auth/token as Authorization: Bearer {token}. The token carries its own program and user context, so the X-Meridian-* headers are not required. See Authentication.

Headers

X-Meridian-Api-Key

string

Server-to-server (HMAC) requests only. Partner API key issued by Meridian during provisioning.

X-Meridian-Timestamp

string

Server-to-server (HMAC) requests only. Current time in milliseconds since the Unix epoch. Must be within 60 seconds of the request.

X-Meridian-Program-Id

string

Server-to-server (HMAC) requests only. Identifies the program context for the request.

X-Meridian-User-Id

string

Server-to-server (HMAC) requests only. Identifies the Meridian user targeted by the request. Required for MULTI_USER integrations; omit for SINGLE_USER.

Path Parameters

accountId

string

required

ID of the balance account to fetch — the id returned by GET /v1/accounts.

Response

The account details for the authenticated account

Detailed Meridian account payload

string

required

Unique identifier of the account

Example:

"acc_01JMERUSDRET001"

createdAt

string<date-time>

required

Timestamp when the account was created

Example:

"2026-04-30T14:00:00Z"

updatedAt

string<date-time>

required

Timestamp when the account was last updated

Example:

"2026-04-30T14:00:00Z"

status

enum<string>

required

Current status of the account

Available options:

ACTIVE,

CLOSED,

FROZEN

Example:

"ACTIVE"

currency

enum<string>

required

Currency of the account

Available options:

EUR,

USD,

GBP,

PHP,

MXN,

ZAR,

USDC_ETH,

USDC_SOL,

USDT_ETH,

USDT_SOL,

USDC_BASE,

USDT_BASE,

USDC_POLY,

USDT_POLY

Example:

"USD"

routingPolicy

Retain Routing Policy · object

required

Routing policy that retains deposited funds on the account

Retain Routing Policy
Sweep Routing Policy

Show child attributes

depositInstructions

Deposit Instruction · object[]

required

Deposit instructions for the account

Show child attributes

statusReason

string | null

Reason for the current status

depositReconciliationId

string | null

Partner-defined identifier used to reconcile inbound deposits to the account

displayName

string | null

Display name of the account

availableBalance

string | null

Funds available for immediate use, adjusted for pending transactions. Present only for accounts whose routing policy is RETAIN; absent for SWEEP accounts, which forward deposits on and never hold funds

actualBalance

string | null

Total posted and cleared balance physically in the account. Present only for accounts whose routing policy is RETAIN; absent for SWEEP accounts, which forward deposits on and never hold funds

Getting Started

Authentication

Enrollment

Transactions

API Reference

Webhooks

Get Account by ID

Authorizations

Headers

Path Parameters

Response