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GET
/
v1
/
accounts
/
{accountId}
Get Account by ID
curl --request GET \
  --url https://sandbox-api.va.meridianpay.com/v1/accounts/{accountId}
{
  "id": "acc_01JMERUSDRET001",
  "createdAt": "2026-04-30T14:00:00Z",
  "updatedAt": "2026-04-30T14:00:00Z",
  "status": "ACTIVE",
  "statusReason": null,
  "currency": "USD",
  "depositReconciliationId": "prop-ct-oak-7421",
  "displayName": null,
  "availableBalance": "125000.00",
  "actualBalance": "125000.00",
  "routingPolicy": {
    "type": "RETAIN"
  },
  "depositInstructions": [
    {
      "id": "depinst_01JMERACH001",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.ACH",
        "label": "ACH"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "bankName",
          "label": "Bank name",
          "value": "Lead Bank N.A.",
          "copyable": false
        },
        {
          "key": "routingNumber",
          "label": "Routing number",
          "value": "026073150",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "ACH credits only."
        }
      ]
    },
    {
      "id": "depinst_01JMERWIRE001",
      "updatedAt": "2026-04-30T14:00:00Z",
      "status": "ACTIVE",
      "rail": {
        "type": "US.USD.FEDWIRE",
        "label": "Fedwire"
      },
      "supportedCurrencies": [
        "USD"
      ],
      "fields": [
        {
          "key": "bankName",
          "label": "Bank name",
          "value": "Lead Bank N.A.",
          "copyable": false
        },
        {
          "key": "routingNumber",
          "label": "Fedwire routing number",
          "value": "026073150",
          "copyable": true
        },
        {
          "key": "accountNumber",
          "label": "Account number",
          "value": "1133557799",
          "copyable": true
        }
      ],
      "disclosures": [
        {
          "kind": "notice",
          "text": "Include the beneficiary account number exactly as shown."
        }
      ]
    }
  ]
}

Headers

​
Authorization
string

Bearer authentication header of the form Bearer {token}. Required for client-server (JWT) authentication. See Authentication.

​
X-Meridian-Program-Id
string

Identifies the program context for the request. Required for server-to-server (HMAC) authentication. See Authentication.

​
X-Meridian-User-Id
string

Identifies the Meridian user targeted by the request. Required for server-to-server (HMAC) authentication with MULTI_USER integrations; omit for SINGLE_USER. See Authentication.

​
X-Meridian-Api-Key
string

Partner API key issued by Meridian during provisioning. Required for server-to-server (HMAC) authentication. See Authentication.

​
X-Meridian-Timestamp
string

Current time in milliseconds since the Unix epoch. Must be within 60 seconds of the request. Required for server-to-server (HMAC) authentication. See Authentication.

​
X-Meridian-Signature
string

HMAC SHA-256 signature of the canonical request string, computed per request. Required for server-to-server (HMAC) authentication. See Authentication for how to construct it.

Path Parameters

​
accountId
string
required

Response

The account details for the authenticated account

Detailed Meridian account payload

​
id
string
required

Unique identifier of the account

Example:

"acc_01JMERUSDRET001"

​
createdAt
string<date-time>
required

Timestamp when the account was created

Example:

"2026-04-30T14:00:00Z"

​
updatedAt
string<date-time>
required

Timestamp when the account was last updated

Example:

"2026-04-30T14:00:00Z"

​
status
string
required

Current status of the account

Example:

"ACTIVE"

​
currency
string
required

Currency of the account

Example:

"USD"

​
routingPolicy
Retain Routing Policy · object
required

Routing policy that retains deposited funds on the account

​
depositInstructions
Deposit Instruction · object[]
required

Deposit instructions for the account

​
availableBalance
string
required

Funds available for immediate use, adjusted for pending transactions

​
actualBalance
string
required

Total posted and cleared balance physically in the account

​
statusReason
string | null

Reason for the current status

​
depositReconciliationId
string | null

Partner-defined identifier used to reconcile inbound deposits to the account

​
displayName
string | null

Display name of the account