curl --request GET \
--url https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments \
--header 'Authorization: Bearer <token>'import requests
url = "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"instruments": [
{
"id": "uspay-hjzngk997lxa9ujhzwuj1ggs",
"status": "ACTIVE",
"displayName": "Nimbus settlement wallet",
"currency": "USDC_ETH",
"mask": "4c21",
"createdAt": "2026-09-09T20:39:33Z",
"updatedAt": "2026-09-09T20:39:33Z",
"wallet": {
"address": "0x9f****4c21"
},
"availableRails": [
"ETHEREUM"
],
"type": "BLOCKCHAIN_WALLET"
},
{
"id": "uspay-livtzlodxb14uii1nvphu2et",
"status": "ACTIVE",
"displayName": "Nimbus settlement wallet (Polygon)",
"currency": "USDC_POLY",
"mask": "4c21",
"createdAt": "2026-09-09T20:39:40Z",
"updatedAt": "2026-09-09T20:39:40Z",
"wallet": {
"address": "0x9f****4c21"
},
"availableRails": [
"POLYGON"
],
"type": "BLOCKCHAIN_WALLET"
},
{
"id": "uspay-pzrxbd1856x0tyxmdrkzhhml",
"status": "ACTIVE",
"displayName": "Nimbus USD operating",
"currency": "USD",
"mask": "3210",
"createdAt": "2026-09-09T20:49:08Z",
"updatedAt": "2026-09-09T20:49:08Z",
"bankAccount": {
"bankName": "JPMorgan Chase Bank, N.A.",
"accountNumber": "9876****3210"
},
"availableRails": [
"ACH",
"WIRE"
],
"type": "BANK_ACCOUNT"
}
]
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}List Beneficiary Instruments
Returns the payout instruments for a beneficiary belonging to the authenticated Meridian account, bank accounts and stablecoin wallets alike, discriminated by type.
curl --request GET \
--url https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments \
--header 'Authorization: Bearer <token>'import requests
url = "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox-api.va.meridianpay.com/v1/beneficiaries/{beneficiaryId}/instruments")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"instruments": [
{
"id": "uspay-hjzngk997lxa9ujhzwuj1ggs",
"status": "ACTIVE",
"displayName": "Nimbus settlement wallet",
"currency": "USDC_ETH",
"mask": "4c21",
"createdAt": "2026-09-09T20:39:33Z",
"updatedAt": "2026-09-09T20:39:33Z",
"wallet": {
"address": "0x9f****4c21"
},
"availableRails": [
"ETHEREUM"
],
"type": "BLOCKCHAIN_WALLET"
},
{
"id": "uspay-livtzlodxb14uii1nvphu2et",
"status": "ACTIVE",
"displayName": "Nimbus settlement wallet (Polygon)",
"currency": "USDC_POLY",
"mask": "4c21",
"createdAt": "2026-09-09T20:39:40Z",
"updatedAt": "2026-09-09T20:39:40Z",
"wallet": {
"address": "0x9f****4c21"
},
"availableRails": [
"POLYGON"
],
"type": "BLOCKCHAIN_WALLET"
},
{
"id": "uspay-pzrxbd1856x0tyxmdrkzhhml",
"status": "ACTIVE",
"displayName": "Nimbus USD operating",
"currency": "USD",
"mask": "3210",
"createdAt": "2026-09-09T20:49:08Z",
"updatedAt": "2026-09-09T20:49:08Z",
"bankAccount": {
"bankName": "JPMorgan Chase Bank, N.A.",
"accountNumber": "9876****3210"
},
"availableRails": [
"ACH",
"WIRE"
],
"type": "BANK_ACCOUNT"
}
]
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}{
"message": "<string>",
"validationErrors": [
{
"fieldRef": "<string>",
"type": "InvalidFormat",
"message": "<string>"
}
],
"errorCode": "UNAUTHORIZED"
}Authorizations
Bearer token authentication, for client-server calls.
Send the access token issued by POST /v1/auth/token as Authorization: Bearer {token}. The token carries its own program and user context, so the X-Meridian-* headers are not required. See Authentication.
Headers
Server-to-server (HMAC) requests only. Partner API key issued by Meridian during provisioning.
Server-to-server (HMAC) requests only. Current time in milliseconds since the Unix epoch. Must be within 60 seconds of the request.
Server-to-server (HMAC) requests only. Identifies the program context for the request.
Server-to-server (HMAC) requests only. Identifies the Meridian user targeted by the request. Required for MULTI_USER integrations; omit for SINGLE_USER.
Path Parameters
ID of the beneficiary — the id returned by POST /v1/beneficiaries or GET /v1/beneficiaries.
Response
The instruments for the beneficiary
A list of beneficiary instruments
The instruments for the beneficiary
A beneficiary bank account instrument
- Bank Account Instrument Response
- Wallet Instrument Response
Show child attributes
Show child attributes