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When you onboard a customer into a Retail Virtual Account, Meridian collects the information below for Know Your Customer (KYC) verification.
This list can change. The fields collected are driven dynamically by the session API and may be added to, removed, or adjusted over time as compliance requirements evolve — so this page may not always reflect the exact current set. For the authoritative, up-to-date list, refer to the Create a Session API reference.

Customer information

FieldRequiredNotes
First nameYes
Last nameYes
EmailYes
Phone numberYesInternational format (e.g. +1234567890)
Date of birthNo
Address line 1No
Address line 2No
CityNo
State / ProvinceNo
Postal codeNo
Country codeNoISO country code (e.g. US)
Employment statusNoOne of EMPLOYEE, SELF-EMPLOYED, RETIRED, UNEMPLOYED, OTHER (SELF_EMPLOYED also accepted)
Employment descriptionNoFree-text description of employment
OccupationNo
Primary source of fundsNoOne of EMPLOYMENT, SAVINGS, WINNINGS, MARITAL, REAL_ESTATE, TRUST, INVESTMENT, COMPANY, COMPANY_CAPITAL, LOAN, PRIVATE_CAPITAL, GRANT, OTHER
Source descriptionNoFree-text description of the funding source
Monthly deposit volumeNoExpected monthly deposit amount
Deposit currencyNoISO currency code (e.g. USD)