Information we collect

When you onboard a customer into a Retail Virtual Account, Meridian collects the information below for Know Your Customer (KYC) verification.

This list can change. The fields collected are driven dynamically by the session API and may be added to, removed, or adjusted over time as compliance requirements evolve — so this page may not always reflect the exact current set. For the authoritative, up-to-date list, refer to the Create a Session API reference.

Customer information

Field	Required	Notes
First name	Yes
Last name	Yes
Email	Yes
Phone number	Yes	International format (e.g. `+1234567890`)
Date of birth	No
Address line 1	No
Address line 2	No
City	No
State / Province	No
Postal code	No
Country code	No	ISO country code (e.g. `US`)
Employment status	No	One of `EMPLOYEE`, `SELF-EMPLOYED`, `RETIRED`, `UNEMPLOYED`, `OTHER` (`SELF_EMPLOYED` also accepted)
Employment description	No	Free-text description of employment
Occupation	No
Primary source of funds	No	One of `EMPLOYMENT`, `SAVINGS`, `WINNINGS`, `MARITAL`, `REAL_ESTATE`, `TRUST`, `INVESTMENT`, `COMPANY`, `COMPANY_CAPITAL`, `LOAN`, `PRIVATE_CAPITAL`, `GRANT`, `OTHER`
Source description	No	Free-text description of the funding source
Monthly deposit volume	No	Expected monthly deposit amount
Deposit currency	No	ISO currency code (e.g. `USD`)

​Customer information

Customer information